____Gets rid of as many bills as possible.
_____Does not affect car payments if you keep the car and continue payments.
_____Stops all calls and letters from bill collectors.
_____Gets rid of cars you don't want.
_____Stops interest on charge cards.
_____Clears credit report except for bankruptcy listing.
_____Lets you get a fresh start.
_____New credit, including VISA & MASTERCARD, possible.
_____Helps you catch up on house and car payments.
_____Lowers interest on furniture and appliance payments.
_____Stops interest on taxes due.
_____Solves drivers license suspensions from automobile accidents.
_____Gets rid of student loans first due more than 5 years ago.
_____Allows you to start a savings plan immediately.
_____Stops garnishments and wage assignments.
_____Never pay another charge bill again.
_____Effective immediately to stop all calls from collectors.
_____Stops lawsuits immediately.
_____Employer doesn't know about it.
_____It is not "no credit for 7 years." You can even buy a house during a bankruptcy.
_____Allows you to start saving for a house.
_____Money used to pay charges can now pay current expenses.
_____Keep all your personal belongings and furnishings (up to statutory limit).
_____Protect your assets from lawsuits and attachments and garnishments.
_____Get out of leases.
_____Clear up past due utility bills--only a deposit needed to restart service.
_____All negative credit reports before bankruptcy are cleared.
_____Accounts you have listed, but are keeping, are credit references in the future.